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Timing is everything!
when you choose to start your social security income is no exception

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I was so confused with this whole process I almost wanted to give up. I was referred to Jan by a friend and the way she explained how Medicare works and broke down my plan options, it came together and made sense to me. Thanks to her effort and patience, I have the plan that is working for me.
Michael, J

Jan explained to me about my guarantee issue period. I spoke with two other agents and no one went over this. Thank goodness I never went with that first plan choice because I wouldn’t have this Medicare supplement coverage right now. I am very grateful.
Maria. M
Taking the mystery out of medicare
maximizing your social security benefits
Everyone likes options. Everyone needs options. But sometimes the options are confusing. And a mistake can make a big difference in retirement income or healthcare. For example:
- How to get the most out of Medicare.
- How to navigate Social Security.
- How to know what insurances you need – and even if you need them.
A certified National Social Security Advisor, Jan Knight navigates these complex options with a calm, experienced, personally tailored approach that makes it all quite painless and reassuringly simple.

Social Security & Medicare BLOG
7 Medicare Changes You’re Seeing in 2025
Expensive medications? You’ll save thousands. Dementia or mental health care? More options Key takeaways Changes from Inflation Reduction Act are in effect now. Lower out-of-pocket limit in Part D drug plans erases old “donut hole.” You may find weight loss...
It’s Time to Shop for Medicare, and 2025 Brings Big Changes
A bumper crop of revisions, including a stronger drug benefit, means the plan you enrolled in for 2024 may not be the best fit next year. Americans on Medicare will see big, and welcome, changes next year. The program’s prescription drug insurance will be much...
5 big changes to Medicare 2025 plans you should know during open enrollment
Big changes to Medicare plans are in store for 2025 as open enrollment is underway. Medicare is a federal health insurance program for older adults ages 65 and older. Open enrollment for 2025 Medicare plans runs through December 7. Some major changes in 2025 include a...